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An anonymous reader quotes a report from Wired: Stablecoins, cryptocurrencies pegged to a stable value like the US dollar, were created with the promise of bringing the frictionless, border-crossing fluidity of Bitcoin to a form of digital money with far less volatility. That combination has proved to be wildly popular, rocketing the total value of stablecoin transactions since 2022 past even that of Bitcoin itself. It turns out, however, that as stablecoins have become popular among legitimate users over the past two years, they were even more popular among a different kind of user: those exploiting them for billions of dollars of international sanctions evasion and scams. As part of itsannual crime report, cryptocurrency-tracing firm Chainalysis today released new numbers on the disproportionate use of stablecoins for both of those massive categories of illicit crypto transactions over the last year. By analyzing blockchains, Chainalysis determined that stablecoins were used in fully 70 percent of crypto scam transactions in 2023, 83 percent of crypto payments to sanctioned countries like Iran and Russia, and 84 percent of crypto payments to specifically sanctioned individuals and companies. Those numbers far outstrip stablecoins' growing overall use -- including for legitimate purposes -- which accounted for 59 percent of all cryptocurrency transaction volume in 2023. In total, Chainalysis measured $40 billion in illicit stablecoin transactions in 2022 and 2023 combined. The largest single category of that stablecoin-enabled crime was sanctions evasion. In fact, across all cryptocurrencies, sanctions evasion accounted for more than half of the $24.2 billion in criminal transactions Chainalysis observed in 2023, with stablecoins representing the vast majority of those transactions. [...] Chainalysis concedes that the analysis in its report excludes some cryptocurrencies like Monero and Zcash that are designed to be harder or impossible to trace with blockchain analysis. It also says it based its numbers on the type of cryptocurrency sent directly to an illicit actor, which may leave out other currencies used in money laundering processes that repeatedly swap one type of cryptocurrency for another to make tracing more difficult. "Whether it's an individual located in Iran or a bad guy trying to launder money -- either way, there's a benefit to the stability of the US dollar that people are looking to obtain," says Andrew Fierman, Chainalysis' head of sanctions strategy. "If you're in a jurisdiction where you don't have access to the US dollar due to sanctions, stablecoins become an interesting play." Fierman points to Nobitex, the largest cryptocurrency exchange operating in the sanctioned country of Iran, as well as Garantex, a notorious exchange based in Russia that has been specifically sanctioned for its widespread criminal use. According to Chainalysis, "Stablecoin usage on Nobitex outstrips bitcoin by a 9:1 ratio, and on Garantex by a 5:1 ratio," reports Wired. "That's a stark difference from the roughly 1:1 ratio between stablecoins and bitcoins on a few nonsanctioned mainstream exchanges that Chainalysis checked for comparison."

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U.S. edutech platform Coursera added a new user every minute on average for its AI courses in 2023, CEO Jeff Maggioncalda said on Thursday, in a clear sign of people upskilling to tap a potential boom in generative AI. Reuters: The technology behind OpenAI's ChatGPT has taken the world by a storm and sparked a race among companies to roll out their own versions of the viral chatbot. "I'd say the real hotspot is generative AI because it affects so many people," he told Reuters in an interview at the World Economic Forum in Davos. Coursera is looking to offer AI courses along with companies that are the frontrunners in the AI race, including OpenAI and Google's DeepMind, Maggioncalda said. Investors had earlier feared that apps based on generative AI might replace ed-tech firms, but on the contrary the technology has encouraged more people to upskill, benefiting companies such as Coursera. The company has more than 800 AI courses and saw more than 7.4 million enrollments last year. Every student on the platform gets access to a ChatGPT-like AI assistant called "Coach" that provides personalized tutoring.

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Just as Secretary of State's 737 goes on the Blink(en) at Davos

Boeing could use any win it can get lately, and it's found an admittedly small one in a $102.7 million deal to modernize some of the US Navy's submarine-hunting P-8A Poseidon aircraft.…

OpenAI's stated mission is to create the artificial general intelligence, or AGI. Demis Hassabis, the leader of Google's AI efforts, has the same goal. Now, Meta CEO Mark Zuckerberg is entering the race. From a report: While he doesn't have a timeline for when AGI will be reached, or even an exact definition for it, he wants to build it. At the same time, he's shaking things up by moving Meta's AI research group, FAIR, to the same part of the company as the team building generative AI products across Meta's apps. The goal is for Meta's AI breakthroughs to more directly reach its billions of users. "We've come to this view that, in order to build the products that we want to build, we need to build for general intelligence," Zuckerberg tells me in an exclusive interview. "I think that's important to convey because a lot of the best researchers want to work on the more ambitious problems." [...] No one working on AI, including Zuckerberg, seems to have a clear definition for AGI or an idea of when it will arrive. "I don't have a one-sentence, pithy definition," he tells me. "You can quibble about if general intelligence is akin to human level intelligence, or is it like human-plus, or is it some far-future super intelligence. But to me, the important part is actually the breadth of it, which is that intelligence has all these different capabilities where you have to be able to reason and have intuition." He sees its eventual arrival as being a gradual process, rather than a single moment. "I'm not actually that sure that some specific threshold will feel that profound." As Zuckerberg explains it, Meta's new, broader focus on AGI was influenced by the release of Llama 2, its latest large language model, last year. The company didn't think that the ability for it to generate code made sense for how people would use a LLM in Meta's apps. But it's still an important skill to develop for building smarter AI, so Meta built it anyway. External research has pegged Meta's H100 shipments for 2023 at 150,000, a number that is tied only with Microsoft's shipments and at least three times larger than everyone else's. When its Nvidia A100s and other AI chips are accounted for, Meta will have a stockpile of almost 600,000 GPUs by the end of 2024, according to Zuckerberg.

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Microsoft today made Reading Coach, its AI-powered tool that provides learners with personalized reading practice, available at no cost to anyone with a Microsoft account. From a report: As of this morning, Reading Coach is accessible on the web in preview -- a Windows app is forthcoming. And soon (in late spring), Reading Coach will integrate with learning management systems such as Canva, Microsoft says. Reading Coach builds on Reading Progress, a plug-in for the education-focused version of Microsoft Teams, Teams for Education, designed to help teachers foster reading fluency in their students. Inspired by the success of Reading Progress (evidently), Microsoft launched Reading Coach in 2022 as a part of Teams for Education and Immersive Reader, the company's cross-platform assistive service for language and reading comprehension.

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A lot of people can't wait to get past their ESX addiction

As the fallout from Broadcom’s takeover of VMware continues to rain down on the industry, rivals of the one-time virtualization giant have the opportunity to swoop on customers thanks to the massive changes happening to its channel.…

Coinbase said buying cryptocurrency on an exchange was more like collecting Beanie Babies than investing in a stock or bond. From a report: The biggest US crypto exchange made the comparison Wednesday in a New York federal court hearing. Coinbase was arguing for the dismissal of a Securities and Exchange Commission lawsuit accusing it of selling unregistered securities. William Savitt, a lawyer for Coinbase, told US District Judge Katherine Polk Failla that tokens trading on the exchange aren't securities subject to SEC jurisdiction because buyers don't gain any rights as a part of their purchases, as they do with stocks or bonds. "It's the difference between buying Beanie Babies Inc and buying Beanie Babies," Savitt said. The question of whether digital tokens are securities has divided courts.

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Assets boss also reckons she has more engineers than Amazon

The largest bank in the United States repels 45 billion – yes, with a B – cyberattack attempts per day, one of its leaders claimed at the World Economic Forum in Davos. …

Private equity firms are increasingly buying hospitals across the US, and when they do, patients suffer, according to two separate reports. Specifically, the equity firms cut corners, slash services, lay off staff, lower quality of care, take on substantial debt, and reduce charity care, leading to lower ratings and more medical errors, the reports collectively find. ArsTechnica: Last week, the financial watchdog organization Private Equity Stakeholder Project (PESP) released a report delving into the state of two of the nation's largest hospital systems, Lifepoint and ScionHealth -- both owned by private equity firm Apollo Global Management. Through those two systems, Apollo runs 220 hospitals in 36 states, employing around 75,000 people. The report found that some of Apollo's hospitals were among the worst in their respective states, based on a ranking by The Lown Institute Hospital Index. The index ranks hospitals and health systems based on health equity, value, and outcomes, PESP notes. The hospitals also have dismal readmission rates and government rankings. The Center for Medicare and Medicaid Services (CMS) ranks hospitals on a one- to five-star system, with the national average of 3.2 stars overall and about 30 percent of hospitals at two stars or below. Apollo's overall average is 2.8 stars, with nearly 40 percent of hospitals at two stars or below. The other report, a study published in JAMA late last month, found that the rate of serious medical errors and health complications increases among patients in the first few years after private equity firms take over. The study examined Medicare claims from 51 private equity-run hospitals and 259 matched control hospitals. Specifically, the study, led by researchers at Harvard University, found that patients admitted to private equity-owned hospitals had a 25 percent increase in developing hospital-acquired conditions compared with patients in the control hospitals. In private equity hospitals, patients experienced a 27 percent increase in falls, a 38 percent increase in central-line bloodstream infections (despite placing 16 percent fewer central lines than control hospitals), and surgical site infections doubled.

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Politics-busting, uber-transparent incident reviews require independence, less internal conflict

As the US mulls legislation that would see the Cyber Safety Review Board (CSRB) become a permanent fixture in the government's cyber defense armory, experts are calling for substantial changes in the way it's organized.…

The EU has proposed sweeping changes within the music streaming industry to promote smaller artists and make sure underpaid performers are being fairly compensated. From a report: A resolution to address concerns regarding inadequate streaming royalties for artists and biased recommendation algorithms was adopted by members of the European Parliament (MEPs) on Wednesday, highlighting that no existing EU rules currently apply to music streaming services, despite being the most popular way to consume audio. The proposition was made to ensure European musical works are accessible and avoid being overshadowed by the "overwhelming amount" of content being continually added to streaming platforms like Spotify. MEPs also called for outdated "pre-digital" royalty rates to be revised, noting that some schemes force performers to accept little to no revenue in exchange for greater exposure. Imposing quotas for European musical works is being considered to help promote artists in the EU.

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Japanese lunar lander to attempt a soft touchdown

As the Astrobotic Peregrine spacecraft prepares for its final descent into the Earth's atmosphere, another lunar mission, the Japanese Smart Lander for Investigating Moon (SLIM), is gearing up for a soft landing on the Moon's surface.…

They paved paradise, put up grocery stores, bars, restaurants, hotels, hospitals ...

Californians wondering why a shady shell company spent time buying up vast acreages of scrubland in Solano County can wonder no more – because a gaggle of tech billionaires are going on a charm offensive to get a city built from scratch.…

Apple has updated its long-standing App Store guidelines, giving developers the option to let users make in-app purchases for iOS apps outside of its App Store. But the changes still haven't won over one of the company's longtime critics. From a report: Under the new rules, app developers can provide customers with links to third-party purchase options for their apps, but they must still pay Apple fees of either 12% or 27%. Spotify, one of Apple's biggest critics, isn't a fan of the changes. In a statement, the music streaming service slammed the new rules. "Once again, Apple has demonstrated that they will stop at nothing to protect the profits they exact on the backs of developers and consumers under their app store monopoly," the company said in a statement. "Their latest move in the US -- imposing a 27% fee for transactions made outside of an app on a developer's website -- is outrageous and flies in the face of the court's efforts to enable greater competition and user choice." Tech columnist John Gruber, writing at DaringFireball: Maybe the cynics are right! Let's just concede that they are, and that Apple will only make decisions here that benefit its bottom line. My argument remains that Apple should not be pursuing this plan for complying with the anti-steering injunction by collecting commissions from web sales that initiate in-app. Whatever revenue Apple would lose to non-commissioned web sales (for non-games) is not worth the hit they are taking to the company's brand and reputationâ--âthis move reeks of greed and avariceâ--ânor the increased ire and scrutiny of regulators and legislators on the "anti-Big-Tech" hunt. Apple should have been looking for ways to lessen regulatory and legislative pressure over the past few years, and in today's climate that's more true than ever. But instead, their stance has seemingly been "Bring it on." Confrontational, not conciliatory, conceding not an inch. Rather than take a sure win with most of what they could want, Apple is seemingly hell-bent on trying to keep everything. To win in chess all you need is to capture your opponent's king. Apple seemingly wants to capture every last piece on the boardâ--âeven while playing in a tournament where the referees (regulators) are known to look askance at blatant poor sportsmanship (greed). Apple's calculus should be to balance its natural desire to book large amounts of revenue from the App Store with policies that to some degree placate, rather than antagonize, regulators and legislators. No matter what the sport, no matter what the letter of the rulebook says, it's never a good idea to piss off the refs.

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Untold harms of holding the corporate perimeter revealed in extensive series of interviews

Ransomware attacks are being linked to a litany of psychological and physical illnesses reported by infosec professionals, and in some cases blamed for hospitalizations.…

Google News is sometimes boosting sites that rip-off other outlets by using AI to rapidly churn out content, 404 Media claims: From the report: Google told 404 Media that although it tries to address spam on Google News, the company ultimately does not focus on whether a news article was written by an AI or a human, opening the way for more AI-generated content making its way onto Google News. The presence of AI-generated content on Google News signals two things: first, the black box nature of Google News, with entry into Google News' rankings in the first place an opaque, but apparently gameable, system. Second, is how Google may not be ready for moderating its News service in the age of consumer-access AI, where essentially anyone is able to churn out a mass of content with little to no regard for its quality or originality. UPDATE: Engadget argues that "to find such stories required heavily manipulating the search results in Google News," noting that in the cited case, 404 Media's search parameters "are essentially set so that the original stories don't appear." Engadget got this rebuke from Google. "Claiming that these sites were featured prominently in Google News is not accurate - the sites in question only appeared for artificially narrow queries, including queries that explicitly filtered out the date of an original article. "We take the quality of our results extremely seriously and have clear policies against content created for the primary purpose of ranking well on News and we remove sites that violate it." Engadget then wrote, "We apologize for overstating the issue and are including a slightly modified version of the original story that has been corrected for accuracy, and we've updated the headline to make it more accurate."

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Google News is boosting sites that rip-off other outlets by using AI to rapidly churn out content, 404 Media has found. From the report: Google told 404 Media that although it tries to address spam on Google News, the company ultimately does not focus on whether a news article was written by an AI or a human, opening the way for more AI-generated content making its way onto Google News. The presence of AI-generated content on Google News signals two things: first, the black box nature of Google News, with entry into Google News' rankings in the first place an opaque, but apparently gameable, system. Second, is how Google may not be ready for moderating its News service in the age of consumer-access AI, where essentially anyone is able to churn out a mass of content with little to no regard for its quality or originality.

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SF employees set sail on exclusive six-seater sea shuttle – the rest will have to stick to roads

San Francisco-based employees of financial services firm Stripe will soon have an alternative to their automotive commute thanks to Navier, a startup building electric hydrofoil boats.…

Like buying a car where the seats are an optional extra

Microsoft's demands for extra cash from customers wishing to use Copilot for Microsoft 365 has highlighted a growing problem – the number of paid add-ons.…

OpenAI on Thursday announced its first partnership with a higher education institution. Starting in February, Arizona State University will have full access to ChatGPT Enterprise and plans to use it for coursework, tutoring, research and more. From a report: The partnership has been in the works for at least six months, when ASU chief information officer Lev Gonick first visited OpenAI's HQ, which was preceded by the university faculty and staff's earlier use of ChatGPT and other artificial intelligence tools, Gonick told CNBC in an interview. ChatGPT Enterprise, which debuted in August, is ChatGPT's business tier and includes access to GPT-4 with no usage caps, performance that's up to two times faster than previous versions and API credits. With the OpenAI partnership, ASU plans to build a personalized AI tutor for students, not only for certain courses but also for study topics. STEM subjects are a focus and are "the make-or-break subjects for a lot of higher education," Gonick said. The university will also use the tool in ASU's largest course, Freshman Composition, to offer students writing help. ASU also plans to use ChatGPT Enterprise to develop AI avatars as a "creative buddy" for studying certain subjects, like bots that can sing or write poetry about biology, for instance.

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